Legal

Klien Card and Its Subsidiary are always committed to complying with the sanctions laws and regulations of the jurisdictions in which we operate.  This includes prohibitions involving business with sanctioned persons and jurisdictions. We closely follow regulatory developments implicating our sanctions obligations and encourage you to do the same. 

Impact to cross-border commerce

Klien Card currently does not support Russia, Ukraine and Belarus. All major credit card networks have announced that they are no longer providing services to Russian financial institutions. Additionally, Klien Card will not process transactions involving sanctioned Russian financial institutions and does not support Mir.  This means transactions involving Russian-issued cards are likely to be unsuccessful. 


Prohibited Businesses

You must not use Klien Card services for the following activities.

Illegal products and services : Illegal drugs, substances designed to mimic illegal drugs, and equipment designed for making or using drugs.

Fake references or ID-providing services.

Telecommunications manipulation equipment including jamming devices.

Any business or organization that a. engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or property, or b. engages in, encourages, promotes or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic.

Products and services that infringe intellectual property rights.

Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization.

Counterfeit goods; illegally imported or exported products.

Unauthorized sale of brand name or designer products or services.

Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party.

Products and services that are unfair, predatory, or deceptive.

Pyramid schemes :: ‘Get rich quick’ schemes including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; sites that promise fast and easy money; businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, and/or use fake testimonials; (with or without a written contract) offering unrealistic incentives/rewards as an inducement to purchase products or services but do not respond to any queries after the purchase.

No value added services including sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value.

Sales of online traffic or engagement.

Negative response marketing and telemarketing.

Predatory mortgage consulting, lending, credit repair and counseling services.

Predatory investment opportunities with no or low money down.

Remote technical support; mugshot publication or pay-to-remove sites; essay mills; chain letters; door-to-door sales.

Adult content and services.

Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts.

Adult services including prostitution, escorts, pay-per view, sexual massages, and adult live chat features.

Adult video stores.

Gentleman's clubs, topless bars, and strip clubs.

Certain legal services.

Law firms collecting funds for purposes other than legal service fee payment.

Bankruptcy attorneys.

Bail bonds.

Firearms, explosives and dangerous materials.

Guns, gunpowders, ammunitions, weapons, fireworks and other explosives.

Peptides, research chemicals, and other toxic, flammable and radioactive materials.

Gambling : Games of chance including gambling, internet gambling, sweepstakes and contests, fantasy sports leagues with for a monetary or material prize.

Sports forecasting or odds making with a monetary or material prize.

Lotteries, Bidding fee auctions, Marijuana, Cannabis products, Cannabis dispensaries and related businesses, Products containing any amount of CBD/THC.

Any other businesses that Klien Card considers unfair, deceptive, or predatory towards consumers.


Last Updated on 24/07/2022